If by “Big Y problems” you mean big problems worth solving with an AI/software company

 If by “Big Y problems” you mean big problems worth solving with an AI/software company, then yes—this is exactly where I would focus.

India has several problems large enough to support very big businesses. Current research highlights employment/skills mismatch, healthcare, education, MSME productivity, infrastructure, agriculture, and AI adoption as major challenges.

🚀 10 BIG problems I would investigate

Problem	Potential AI/software opportunity	💰 Potential
1. People can't get good jobs	AI career + skill + interview platform	⭐⭐⭐⭐⭐
2. Small businesses waste time on paperwork	AI business automation	⭐⭐⭐⭐⭐
3. Education doesn't match jobs	AI practical-skills tutor	⭐⭐⭐⭐⭐
4. Healthcare is expensive/inaccessible	AI health navigation & records	⭐⭐⭐⭐⭐
5. Farmers struggle with decisions	AI crop/pest/market assistant	⭐⭐⭐⭐⭐
6. Businesses don't understand their data	AI Excel/ERP/data analyst	⭐⭐⭐⭐⭐
7. Cybersecurity for small businesses	AI security monitoring	⭐⭐⭐⭐
8. Indian-language information access	Voice AI in Indian languages	⭐⭐⭐⭐⭐
9. Legal/government paperwork is complicated	AI document & compliance assistant	⭐⭐⭐⭐⭐
10. Gig workers have unstable income	AI income/job optimisation platform	⭐⭐⭐⭐

🎯 But I see one particularly strong opportunity for you

You told me earlier that you're applying for many jobs and struggling to get one.

That actually exposes a huge problem.

India has millions of graduates, but the transition from education → employable skills → interviews → stable employment remains difficult. Recent research estimates graduate unemployment remains particularly high among young people.

So imagine building:

AI Job Success Platform for India

Not another job board.

Instead:

Student / Job seeker
        ↓
Upload Resume
        ↓
AI identifies weaknesses
        ↓
Finds suitable jobs
        ↓
Creates job-specific CV
        ↓
Tests technical skills
        ↓
Mock interview
        ↓
Analyses interview
        ↓
Identifies skill gaps
        ↓
Creates learning plan
        ↓
Tracks applications
        ↓
Helps until JOB OFFER

The important difference

Don't promise:

"AI will find you a job."

Promise something measurable:

"Improve your probability of getting interviews and becoming job-ready."

You could eventually charge:

Free → basic CV analysis
₹199/month → AI job matching + CV tailoring
₹499/month → mock interviews + skill assessment
₹999/month → complete job accelerator

And companies could pay separately for screening and skill assessment.

This is potentially much bigger than selling Excel dashboards one customer at a time.

Another idea I really like for you

Because you know Excel + programming + data analytics, build:

"AI employee for small businesses"

A shop/business owner uploads an Excel file:

"Here are my sales."

Your AI responds:

"Your sales dropped 18% in August."

"These 12 products generate 70% of your profit."

"Customer X hasn't purchased in 45 days."

"Your inventory may run out in 8 days."

"Here is this month's business report."

India has 7.47 crore+ MSMEs, accounting for roughly 31% of GDP, according to the 2026 Budget materials. That's an enormous potential customer base.

And India's Economic Survey specifically points toward application-led AI innovation and sector-specific systems, rather than trying to compete with frontier model companies.

If I were in your position

I would not build either of these for six months.

I'd spend 7 days validating one:

Day 1: Choose one customer type
Day 2: Talk to 10 potential customers
Day 3: Find their biggest pain
Day 4: Make a prototype
Day 5: Give it to 3 people
Day 6: Ask them to pay
Day 7: Decide whether to continue

The goal isn't to build AI. The goal is to find a painful problem where people will pay you to remove it.

If you want, I can give you 5 AI startup ideas specifically suited to your current skills, with ₹0–₹50,000 starting cost and potential to grow into a ₹1 crore+ business.